Health insurance can be complicated and confusing! Many health insurance plans are available with varying coverage, exclusions, deductibles, co-pays, etc. Here are some tips for accessing and utilizing any health insurance plan:

• Carry your insurance plan card(s) with you at all times. You may have more than one card for your medical plan, prescription plan, dental plan, etc.
• Carry some form of photo identification with you at all times.
• Review your health insurance benefits before you need them. By doing so, you will know what to expect at the time of need.
• Review your health insurance plan limitations and exclusions before you need the coverage. This will help you know what to expect at the time of need.
• Know your deductible amount.
• Know your co-pay amount.
• Know your stop loss amount.
• Check with your health insurance company to determine if it considers GT Stamps Health Services to be "In-Network" or "Out-of-Network" for reimbursement purposes.